TRICARE & Military Dentist in Fayetteville, NC
Our Skibo Road office has treated the Fort Bragg community for years — spouses and children on the TRICARE Dental Program, Guard and Reserve members, and retirees who settled in Cumberland County and never left. Two different benefit programs, one practice, and a front desk that knows the difference between them.
We are a fully in-network provider with United Concordia, the administrator behind both the TRICARE Dental Program and the Active Duty Dental Program. In-network means your benefits pay at contracted rates and there is no gap between what your plan allows and what this office charges left sitting on your bill.
We confirm your coverage and benefits on our end before treatment is scheduled, using our own verification systems. You bring your plan information, we do the legwork, and your out-of-pocket number goes in writing before you commit to anything.
Call (910) 484-5141 — Monday through Thursday 8:00 AM to 6:00 PM, Friday 8:00 AM to 4:00 PM.
Which program covers you
Military dental benefits split three ways, and knowing your lane saves a phone call:
- Spouse, child, or Guard/Reserve member? The TRICARE Dental Program applies. United Concordia administers it.
- Active duty yourself? Not TDP — you are covered under the Active Duty Dental Program (ADDP). We treat soldiers through ADDP, and you can ask to be sent here.
- Retired from the uniformed services? Not TRICARE at all anymore. You are looking at FEDVIP.
All three are covered below. All three are seen in this office.
TRICARE Dental Program: spouses, children, Guard and Reserve
TDP is the plan most Bragg families carry. It covers dependents of active-duty members, and separately covers National Guard and Reserve members themselves along with their families.
Coverage spans what you would expect from a strong group plan: exams and imaging, cleanings and sealants, fillings, crowns, and the restorative work in between. Braces and aligners are payable at a 50% cost share against a $1,750 lifetime cap — and that cap belongs to each enrolled person individually, not to the household. Families with two children heading toward orthodontics should sequence treatment deliberately rather than starting both at once and hitting the ceiling partway through.
The government subsidizes a large share of the TDP premium, which is why the family plan usually costs well under a comparable civilian policy.
Watch your enrollment date. Paperwork reaching United Concordia by the 20th of a month turns coverage on the first of the next month; anything arriving after the 20th pushes the start date out to the first of the month after that. Treatment received before your start date is billed at full price, so a few days of patience can be worth several hundred dollars.
Active duty: we see soldiers through the ADDP
Soldiers are treated at this office under the Active Duty Dental Program (ADDP) — the benefit covering service members themselves rather than their dependents. United Concordia administers ADDP alongside the family-side plan, and we are in network with United Concordia for both.
Some soldiers arrive on a referral from their military dental clinic. Others specifically ask to come here — and that second route is open to you whether or not anyone has mentioned it.
Sent by your dental clinic. The clinic opens the referral and tells you how to schedule. Call us and we take it from there.
Requesting civilian care yourself. Stateside, ADDP lets you self-refer for routine treatment. United Concordia issues you an Appointment Control Number before the appointment, and since we are in network with United Concordia there is nothing further to untangle once you have it. Soldiers use this route to get a specific appointment time, to avoid a long wait, or to be treated at the same office already seeing their spouse and kids.
Emergencies. Remote service members dealing with pain, swelling, infection, or bleeding need no prior authorization and no ACN. Call and come in.
Retired? Your dental benefit is FEDVIP now
Plenty of retirees in Fayetteville still ask for a TRICARE dentist, which makes sense — but TRICARE stopped offering retiree dental coverage after 2018. What replaced it is the Federal Employees Dental and Vision Insurance Program, sponsored by the Office of Personnel Management, with sign-up handled at BENEFEDS instead of through TRICARE.
Eleven dental carriers participate for 2026, and most sell the same plan in a standard and a high version. High options cost more monthly and return more on major restorative work, so retirees already facing crowns or implants generally come out ahead choosing high. Premiums across the program rose roughly 3.3% on average this year.
Here is the provision that matters most, and the one retirees are usually surprised by: major services carry no waiting period. Where a privately bought dental policy typically makes you wait twelve months before it will pay toward a crown, bridge, denture, or implant, FEDVIP pays from the start of enrollment. Someone who signs up in November can begin implant treatment in January. In-network preventive care is also covered at 100% with no deductible.
Eligibility reaches further than most people assume — retired members and their families, survivors, and Retired Reserve members including gray-area reservists under 60 who have not started drawing retired pay. Active-duty members serving more than 30 days cannot enroll in FEDVIP dental; their families belong on TDP.
Two windows govern enrollment. Retiring members get 91 days, opening a month before the retirement date and closing two months after. Everyone else moves during Open Season each November into December, effective the following January, with existing enrollments rolling over automatically if you do nothing.
Working around the PCS clock
Military families here run on a timeline our civilian patients do not, and it shapes how we plan treatment.
Crowns are the clearest case. Done conventionally, a crown means an impression, a temporary, and a return trip three to six weeks out — which becomes a problem when orders land in the gap. This office mills permanent crowns on site, so the crown is designed, made, and seated the same day. No temporary to lose, no second appointment to reschedule around a move.
Orthodontic cases need the opposite consideration: enough runway. If braces or aligners are on the table, we will tell you plainly whether the timeline supports committing that lifetime maximum before you spend it.
Ask for your records and imaging before your final visit. We send them in a format the next office can actually open.
What we handle here
Cleanings and exams for every age in the household, sealants and fluoride for kids, fillings, extractions, root canals, same-day crowns, implants and full-arch treatment, dentures and partials, and same-day emergency care when a tooth cracks on a Tuesday afternoon.
Adults and children are seen in the same practice, which for a family working around one vehicle and one afternoon is usually the deciding factor. We have Spanish-speaking team members on staff. And if a long gap since your last visit is the reason you have been putting this off, mention it when you call — it changes the pace of the first appointment, not whether you are welcome.
Getting here from Fort Bragg
We are at 1916 Skibo Rd Ste C3, Fayetteville, NC 28314, near Marketfair just off US-401. Coming from post, it is a straight shot down Bragg Boulevard or the All American Freeway depending which gate you use.
Families and retirees reach us from Fort Bragg, Spring Lake, Hope Mills, Cliffdale, Westover, Cross Creek, Bonnie Doone, and across the 28303, 28304, 28311, and 28314 ZIP codes.
Friday hours run 8:00 AM to 4:00 PM, which helps when a duty schedule makes midweek appointments hard.
After the benefit runs out
Both TDP and FEDVIP carry annual maximums, and they arrive faster when care has been deferred. When treatment outruns coverage, we phase it across benefit years where that is clinically sound, and where it is not we offer the O2 Advantage Plan, CareCredit, and Sunbit. The full number goes in front of you before anything is scheduled.
Questions we get from Fort Bragg — families and retirees
Are you in network for TRICARE dental?
Yes, fully. We are an in-network provider with United Concordia, which administers the TRICARE Dental Program and the Active Duty Dental Program. Your benefits apply at contracted in-network rates.
Do you accept ADDP referrals, and can I request this office?
Yes to both. We treat active-duty soldiers under the Active Duty Dental Program, whether your military dental clinic sends you or you request civilian care yourself. Stateside self-referral requires an Appointment Control Number from United Concordia. We are in network with United Concordia, so bring the ACN and we will schedule you.
Does the TRICARE Dental Program cover active-duty service members?
No. TDP is for spouses and children of active-duty members, and separately for National Guard and Reserve members and their families. Active-duty members get dental care through their military dental clinic or the Active Duty Dental Program.
Who administers TRICARE dental benefits?
United Concordia, under a Department of Defense contract effective December 1, 2024. United Concordia also runs the Active Duty Dental Program.
Do I need an Appointment Control Number to be seen here?
Only active-duty members self-referring for routine civilian care need one. Family members on TDP do not, and remote active-duty members seeking emergency care do not either.
How much does TRICARE dental pay toward braces?
Orthodontics are covered at a 50% cost share with a $1,750 lifetime maximum per enrolled person. The cap is individual, not shared across the family.
When does TDP coverage begin after enrollment?
Enrollment received by the 20th of a month starts coverage the first of the following month. After the 20th, it starts the first of the month after that. Care before the start date is not covered.
I retired from the Army — can I still use TRICARE for dental?
No. TRICARE retiree dental coverage ended after 2018. Retirees now enroll in FEDVIP through BENEFEDS, choosing from eleven dental carriers for 2026.
Will FEDVIP make me wait before it covers an implant?
No. FEDVIP dental plans have no waiting period for major services, so crowns, bridges, dentures, and implants are payable from the start of enrollment.
Can you finish a crown before we PCS?
Usually. This office mills permanent crowns on site, so the crown is completed in one appointment instead of two visits several weeks apart.
Do you treat children on TRICARE?
Yes. Enrolled dependent children are seen here for cleanings, exams, sealants, fluoride, fillings, and emergencies.
Book with our Fayetteville office
Call (910) 484-5141. Tell us whether you are on TRICARE or FEDVIP and we will verify your benefits while you are on the line.
Schedule Today!
We look forward to meeting you. Call (910) 484-5141 or request an appointment online to set up your first visit. We’ll be in touch soon.
O2 Dental Group of Fayetteville
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